Your comments are right on target and touch on a lot of the issues facing regulators as well as those seeking to get past them and into the business. And the commentary about “consultants” and the money they are making (taking) from people trying to get into this highly volatile industry are very important. As someone who helps people in the cannabis industry access the legal use of credit cards, and who receives only a portion of what the card company charges rather than a consulting fee from the user, I find the number of people printing up business cards including the word “consultant” more than a little disconcerting. And, sadly, many of the people we talk to have stories of working with people who said they could get them legal credit card access who could, in fact, do nothing of the kind. There are all kinds of debt cart and ATM options, but none of them are legitimate credit cards from actual banks, so, I have to claw through miles of defensiveness and skepticism before I can get people to look at what we offer – which, BTW, is FinCEN-certified and approved by the US Treasury and allows the acceptance of credit cards from customers and the payment of suppliers and others with credit cards as well – dramatically reducing the need for burying cash in the desert. Thanks for offering such a clear-eyed view of how things are going in Pennsylvania. Here’s hoping other states are reading these articles before they start their own processes. Reply